There’s something incredibly comforting about digging into a slice of meatloaf smothered in creamy mashed potatoes and melted cheese. It’s a dinner that feels like a warm hug after a long day. This version takes things a step further by layering seasoned meatloaf with buttery mashed potatoes and finishing with a blanket of bubbling cheese. It’s the kind of meal that gets scraped clean, every single time.

Perfect for family dinners, meal prepping, or even hosting guests, this Meatloaf with Mashed Potatoes and Cheese strikes the perfect balance of hearty, savory, and rich flavors. Each bite gives you juicy, flavorful beef, fluffy potatoes, and gooey, golden cheese. What’s not to love?

Why You’ll Love This Meatloaf with Mashed Potatoes and Cheese

This dish is a crowd-pleaser that checks all the boxes for comfort food. It brings together the cozy nostalgia of meatloaf with the irresistible creaminess of mashed potatoes. Add cheese on top, and you’ve created something everyone wants seconds of. You can make it ahead of time, and it even reheats beautifully. It’s a full meal in one pan, so clean-up is minimal, and the flavor? Next-level.

What Kind of Cheese Should I Use?

The beauty of this dish is how versatile the cheese layer can be. Cheddar is a classic go-to for its sharp flavor and melty finish, but mozzarella adds a stretchy, creamy bite. You could even try Monterey Jack for a mild and buttery option. If you want a bold kick, mix in some pepper jack. As long as it melts well and you love the taste, it’ll work wonderfully.

Ingredients for the Meatloaf with Mashed Potatoes and Cheese

A comforting dish like this calls for simple, everyday ingredients that pack in big flavor. Each element serves a purpose, from the savory beef to the cheesy topping.

Ground beef: The heart of the meatloaf, it brings rich, meaty flavor and holds all the ingredients together.
Egg: Helps bind the meat mixture so it slices cleanly without falling apart.
Breadcrumbs: Absorb moisture and give the meatloaf structure.
Milk: Adds tenderness to the meatloaf mix.
Onion: Brings sweetness and depth to every bite.
Garlic: For a pop of flavor that complements the beef.
Salt and pepper: Essential for seasoning the meat base.
Mashed potatoes: Smooth, buttery and perfect as a creamy second layer.
Butter: Enriches the mashed potatoes and adds silky texture.
Cheese: The golden, melty finale that brings everything together.

Meatloaf with Mashed Potatoes and Cheese (1)

How To Make the Meatloaf with Mashed Potatoes and Cheese

Step 1: Mix and Shape the Meatloaf

In a large mixing bowl, combine the ground beef, egg, breadcrumbs, milk, finely chopped onion, minced garlic, salt, and pepper. Use your hands to mix gently until just combined. Don’t overmix or it can become tough. Shape the mixture into a loaf and place it in a baking dish.

Step 2: Bake the Meatloaf

Preheat your oven to 375°F. Cover the loaf with foil and bake for about 30 minutes. You want it to be mostly cooked through but not dried out. While it bakes, prepare your mashed potatoes.

Step 3: Make the Mashed Potatoes

Boil peeled and chopped potatoes in salted water until fork-tender. Drain, then mash with butter and a bit of warm milk until smooth and creamy. Season with salt and pepper to taste.

Step 4: Assemble and Top

Once the meatloaf is nearly done, spread the mashed potatoes evenly over the top. Then layer on your shredded cheese of choice. Return it to the oven and bake uncovered for another 15 minutes, or until the cheese is melted and bubbly.

Step 5: Rest and Serve

Let the meatloaf rest for 5 to 10 minutes before slicing. This helps it hold its shape and keeps all the juices locked in.

How to Serve and Store Meatloaf with Mashed Potatoes and Cheese

This recipe is hearty enough to serve on its own, but it pairs beautifully with a light salad or some roasted vegetables. It’s a fantastic dish for feeding a hungry family, easily serving 6 to 8 people depending on slice size. To store leftovers, let the meatloaf cool completely before transferring to an airtight container. It keeps in the fridge for up to 4 days and reheats well in the oven or microwave.

You can also freeze this meatloaf in individual portions, making it perfect for quick lunches or dinners. Just wrap each slice tightly in foil and store in a freezer-safe bag. Defrost in the fridge overnight and reheat when ready.

What to Serve With Meatloaf with Mashed Potatoes and Cheese?

Garlic Green Beans

A crisp-tender side dish with a garlicky kick that lightens up the richness of the meatloaf.

Roasted Carrots

Their natural sweetness pairs perfectly with the savory notes of the beef and cheese.

Steamed Broccoli

Simple and fresh, this veggie side adds balance to your plate.

Buttery Corn on the Cob

A classic addition that complements mashed potatoes beautifully.

House Salad with Ranch

Something light and crisp to cut through the indulgent main dish.

Dinner Rolls

Use them to soak up any cheesy potato goodness left on the plate.

Sauteed Mushrooms

Add earthy depth that enhances the meaty flavor of the loaf.

Coleslaw

Cool, crunchy, and slightly tangy — a great contrast to warm comfort food.

Want More Comfort Food Ideas?

If you love this satisfying meatloaf bake, here are a few more dishes you’ll want to try:

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And let me know in the comments how yours turned out. Did you go with sharp cheddar or mix in something spicier? Did you serve it with a veggie side or go all-in with buttery bread?

I love hearing how others make these meals their own. If you have questions, drop them below — let’s help each other cook smarter and tastier.

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